What Is a Sub-Reconveyance?
A Sub-Reconveyance is a reconveyance executed by a substituted trustee rather than the original trustee named in the Deed of Trust. It is used when the original trustee is no longer available, has resigned, or has been formally replaced through a Substitution of Trustee. The sub-reconveyance releases the lender's lien and returns clear title to the borrower, just as a standard Full Reconveyance does.
When to Record a Sub-Reconveyance
A Sub-Reconveyance is needed when a loan secured by a Deed of Trust has been paid off but the original trustee is unavailable, dissolved, or has been replaced. It is often used alongside a Substitution of Trustee document that formally installs the new trustee before they execute the reconveyance.
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- Title companies resolving payoff situations where the original trustee is no longer in business
- Real estate attorneys clearing title when a trustee substitution is required
- Lenders and servicers whose original trustee entity has changed or dissolved
- Escrow companies handling closings that require a trustee substitution and reconveyance
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Sub-Reconveyance Recording FAQ
What is the difference between a Full Reconveyance and a Sub-Reconveyance?
A Full Reconveyance is executed by the original trustee named in the Deed of Trust. A Sub-Reconveyance is executed by a replacement trustee appointed via a Substitution of Trustee when the original is unavailable.
Does a Sub-Reconveyance need a Substitution of Trustee first?
Typically yes. A Substitution of Trustee document must be recorded to formally appoint the new trustee before they can execute the Sub-Reconveyance. Both documents are often recorded together.
Is a Sub-Reconveyance legally the same as a Full Reconveyance?
Yes. A properly executed and recorded Sub-Reconveyance has the same legal effect as a Full Reconveyance — it releases the lien and clears the title.
How long does Sub-Reconveyance recording take?
Most Sub-Reconveyances submitted through eFileRecorder are recorded within 24-48 business hours.